Let’s begin with the basics. What is a cover letter? A cover letter is a one-page document you submit in your job application with a resume or a CV.It contains an overview of your work experience most relevant to the job posting. Its purpose is to introduce yourself in a personal, compelling way so that the hiring manager wants to review your resume or CV.
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Don’t forget that the APR is an effective interest rate–not the actual interest rate. Your monthly payments will be based on the actual interest rate, the amount you borrow, and the term of your loan.
A lock is an agreement by the borrower and the lender and specifies the number of days for which a loan’s interest rate and points are guaranteed. Should interest rates rise during that period, we are obligated to honor the committed rate. Should interest rates fall during that period, the borrower must honor the lock.
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