If borrowers cannot repay their loans on time, they often borrow more and deepen their debt. It is a hard cycle to break: Half of all payday loans are part of a sequence that stretches at least 10.
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NHS staff collectively borrow over £45m in payday loans every year, research suggests. Analysis by fintech company FairQuid, based on data by CashLady, has found NHS staff make up the largest.
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