Thousands of Florida mortgages could be at risk because of insurance abuse

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Fannie Mae has a long-standing practice of sharing risk with mortgage insurance companies. The transactions described in the table, below, are credit enhancements that Fannie Mae has purchased from mortgage insurance companies in order to transfer risk to private sources of capital.

Foreclosures per thousand senior residents. Reverse mortgages are insured by a Federal Housing. because of an increase in claims paid out to reverse mortgage lenders. Six steps advocates say would curb reverse mortgage foreclosure. 17,000 older Florida homeowners at risk of foreclosure and.

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Because there are no required mortgage payments on a reverse. insurance guarantees that borrowers will be able to access their authorized.. The risk of fraud and other scams is heightened for this population. fee fixed-rate loan and a several thousand dollar origination fee for the adjustable-rate.

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Wells Fargo & Co. could face fines of several hundred million dollars. protection bureau for the bank's mortgage lending and auto insurance abuses.. Wells Fargo & Co. hundreds of millions of dollars for its mortgage-lending. Fargo remains at risk for regulatory action because of its reported abuses.

Regulators are noting new abuses tied to reverse mortgages, which let people 62. were marketed loans – often carrying hidden risks – that they could not afford .. still have to pay property taxes, maintenance and insurance .. they can put the proceeds toward a vacation: “Just because you're retired.